Uses a computer system to evaluate the creditworthiness of applicants using information like their income, credit score and history, and employment record. Jackie, also examine any collateral being offered for the loan, such as a home or car, to determine if the collateral is worth enough to cover the amount of the loan.   The computer system that is used assigns a score to applicants, and those who score lower than a certain number are typically denied loans. Some banks give underwriters the ability to over-ride the decision, but in such cases, underwriters are held accountable if the bank suffers a loss.

Jackie possess analytical and decision-making skills and the ability to communicate effectively with the loan officers who put in applications. Knowledgeable of how to interpret credit reports, appraisals, tax documents and financial reports.

E-mail: Jackie@priorityfinancial.net